Bayo Adeyinka
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Getting Out of Debt (4): How I Became Completely Debt-free in Two Years

Getting Out of Debt (4): How I Became Completely Debt-free in Two Years

by Bayo Adeyinka | Feb 7, 2025 | Business and Career, Personal Finance, Tips and Insights

“The only man who sticks closer to you in adversity than a friend is a creditor.” – Author Unknown In Part 1 of this series, I shared some background on how I became deeply indebted. I zeroed in on the issue of greed in Part 2, and in Part 3, I focused on the seven...
Getting Out of Debt (Part 3): Seven Mistakes People Make and How to Avoid Them

Getting Out of Debt (Part 3): Seven Mistakes People Make and How to Avoid Them

by Bayo Adeyinka | Jan 31, 2025 | Business and Career, Personal Finance, Tips and Insights

Being in debt is a terrible experience, especially when you find it difficult to chart a pathway out of the problem. Every phone call makes your heart beat faster. Each knock at your door makes you break out in a sweat. You avoid going to certain places out of fear of...
Getting Out of Debt (Part 2): My Costly Dance with Ponzi Schemes

Getting Out of Debt (Part 2): My Costly Dance with Ponzi Schemes

by Bayo Adeyinka | Jan 24, 2025 | Life Lessons, Personal Finance, Tips and Insights

Greed is one major reason why many fall into financial troubles, and lives are laden with debts. Many want to reap where they didn’t sow—often looking for shortcuts to prosperity. That misnomer of ‘ise kekere, owo nla’ (small work but big rewards) has led many into...
Getting Out of Debt: The $10,000 Mistake That Taught Me Financial Prudence

Getting Out of Debt: The $10,000 Mistake That Taught Me Financial Prudence

by Bayo Adeyinka | Jan 17, 2025 | Life Lessons, Personal Finance

I was neck-deep in debt. I had made serious mistakes speculating while thinking I was investing. I borrowed to speculate, and I paid for it dearly. Those were really dark days. I would drive home but constantly look back to see if anyone was following me. At one...

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