by Bayo Adeyinka | Apr 3, 2026 | Personal Finance
Some years back, one of my mentors called me. He wanted to assist a family member, but he didn’t want that person to know that the funds were coming from him. He had prepared an agreement bearing the name of a third party providing the funds, which the family member...
by Bayo Adeyinka | Nov 21, 2025 | Business and Career, Life Lessons, Personal Finance, Tips and Insights
Losing a job can be a very traumatic experience. No one wants to lose his or her source of income, no matter how little it may be. A job loss means there are no more pay cheques, at least for now, yet the bills will not stop coming. The rent will fall due. School fees...
by Bayo Adeyinka | Oct 10, 2025 | Inspiration, Life Lessons, Marriage, Personal Finance
When I met my wife, my salary was N33,000 monthly. That was what I earned as an entry-level hire then. Yes, I agree that N33,000 at that time had more value than the same amount does now. However, to put things in proper perspective, a SIM card around the time...
by Bayo Adeyinka | Feb 7, 2025 | Business and Career, Personal Finance, Tips and Insights
“The only man who sticks closer to you in adversity than a friend is a creditor.” – Author Unknown In Part 1 of this series, I shared some background on how I became deeply indebted. I zeroed in on the issue of greed in Part 2, and in Part 3, I focused on the seven...
by Bayo Adeyinka | Jan 31, 2025 | Business and Career, Personal Finance, Tips and Insights
Being in debt is a terrible experience, especially when you find it difficult to chart a pathway out of the problem. Every phone call makes your heart beat faster. Each knock at your door makes you break out in a sweat. You avoid going to certain places out of fear of...
by Bayo Adeyinka | Jan 24, 2025 | Life Lessons, Personal Finance, Tips and Insights
Greed is one major reason why many fall into financial troubles, and lives are laden with debts. Many want to reap where they didn’t sow—often looking for shortcuts to prosperity. That misnomer of ‘ise kekere, owo nla’ (small work but big rewards) has led many into...
